Our Finocracy is an independent financial guidance platform focused on simplifying personal finance concepts related to loans, credit score, insurance, and financial awareness in India.
The platform is guided by strong academic grounding in commerce, statistics, and banking & finance, combined with practical exposure to the Indian financial services ecosystem.
From 2010 to 2018, the experience involved working in the insurance sector, handling underwriting support, policy issuance processes, and claim-related operations, providing a deep understanding of risk assessment and compliance-driven workflows.
Since 2018, the focus has been on operations and credit functions within the NBFC environment, with hands-on exposure to credit evaluation, document scrutiny, and loan process assessment across diverse customer profiles.
Currently working in a senior credit role, the objective of this platform is to share practical insights and educational content that help individuals understand financial processes and make informed financial decisions.
Important Disclaimer:
Our Finocracy is not a bank, NBFC, or insurance company. We do not provide loan approvals, policy guarantees, or any assurance of financial outcomes. Any information shared on this platform is purely for educational and informational purposes. Engagement with third-party financial institutions, if any, is subject to their independent policies and decisions.