Author name: Our Finocracy

Picture this: It’s 11 PM, you need money urgently, and your phone shows that tempting “Instant Loan Approved” notification. Click […]

Need a loan instantly? Your phone probably has an app for that. But before you download that “instant loan” app,

Here’s a shocking truth – the lowest interest rate doesn’t always mean the cheapest loan. When comparing Public vs Private

Did you know that 73% of loan rejections happen during the verification call? That’s right – Verification Call for Loan

Understanding Digital KYC vs Video KYC can reduce your loan approval time from 7 days to just 24 hours. The

A complete Documents Checklist for Loan approval can increase your chances by 85% and reduce processing time by 50%. Missing

Paying off your loan early can cost you up to 5% of the outstanding amount in penalties. Understanding Foreclosure and

Hidden loan charges can increase your total loan cost by up to 8% without you realizing it. Understanding Hidden Loan

Banks can charge you up to 30% more interest using a flat rate instead of a reducing rate. The Flat