Our Finocracy 
A Silent Struggle for Every Child’s Future Imagine a parent holding their child, hoping to protect them from harm, only to realize their empty wallet is standing in the way. Childhood immunization—the simplest shield against deadly diseases—remains out of reach for millions of children across India’s poorest communities. Poverty isn’t just about lack of money; … Read more
ESIC Helps Middle-Class People’s Secure their Financial and Health Stability Before Knowing about How ESIC Helps Poor and Middle Class Families? Lets Know Origin and Purpose What is ESIC? A Closer Look at Its Origin and Purpose The Employees State Insurance Corporation (ESIC) was established in 1952 under the Employees’ State Insurance Act, 1948, with … Read more
The formative years of a child, especially from birth to age five, are crucial for their physical, emotional, and intellectual growth. However, financial instability significantly impacts this development in both developed and developing countries. In countries like India and the USA, poverty brings unique challenges that put millions of young children at dire risk. How … Read more
Introduction The Reserve Bank of India (RBI) released its Handbook of Statistics on Indian States, 2023-24 on December 9, 2024, offering an exhaustive data repository spanning socio-economic, demographic, environmental, and fiscal parameters for all Indian states. This publication is invaluable for policymakers, researchers, and anyone interested in India’s dynamic regional economies. At ourfinocracy.com, we decode … Read more
What Are Financial Problems, and Do They Apply to Transgender Toddlers? When discussing the financial and societal challenges faced by individuals, the concept of “money problems” or financial struggles linked to transgender children aged 0-5 often arises in conversations. However, the very idea can be misleading and warrants thorough examination. Children in this age group, … Read more
RBI’s New Credit Reporting Rule: A Game-Changer for Borrowers In a move set to transform the financial landscape, the Reserve Bank of India (RBI) has introduced a groundbreaking credit reporting rule. Effective from January 1, 2025, lenders must now report credit information to Credit Information Companies (CICs) every fortnight, as opposed to the previous monthly … Read more
Teaching financial literacy to toddlers might sound daunting, but it can be fun, rewarding, and heartwarming. This guide provides creative, funny, and emotional tips for saving money tailored for kids aged 0-5. From engaging games to inspiring stories, these ideas help parents instill positive habits early. In this Article today i will discuss About:- 1-Sprouting … Read more
Changes in Semiconductor Prices in India from 2025 Onwards The semiconductor industry is a critical component of the global economy, influencing various sectors such as electronics, automotive, and telecommunications. As India continues to expand its technology landscape, understanding the future changes in semiconductor prices is essential, especially in light of ongoing geopolitical tensions, particularly between … Read more
Introducing the concepts of money, finance, sharing, and giving to toddlers and young children (ages 0–5) can seem daunting. However, these formative years are the perfect time to plant the seeds of generosity and financial literacy. Through fun, age-appropriate activities, parents and caregivers can teach children the value of saving, spending, and sharing while fostering … Read more
Challenges Girls and Maidy Face in Financial Literacy Money Literacy for Girls and Maidy in the USA and India, How Families Can Support Financial Literacy to Maidy and Girl.