Introduction: Why Pocket money system for Indian children Pocket money in India is no longer just about giving kids a few rupees for snacks. It has transformed into a powerful tool for teaching financial literacy, especially in a country where only 27% of people are financially literate (NCFE data). From ₹125 in 1998 to an … Read more
This long-form guide explains the difference between a guardian-operated account and a self-operated minor account in India. It answers why the rules changed recently, what each account allows, the risks and benefits, how banks implement the rules, and what is the rbi guidelines for minors, KYC and documentation required for minor and guardian operated account, … Read more
If your child keeps asking for money to recharge their phone, buy snacks at the canteen, or pay for coaching classes, you no longer need to hand over cash or share your UPI PIN. UPI Circle lets you safely give your child controlled UPI access from your own bank account. Think of it as a … Read more
Affordable toddler clothing options for budget-conscious parents Picture this: You’ve just bought your toddler a set of adorable clothes, only to find that within weeks, they’ve either outgrown them or stained them beyond repair. Sound familiar? In this session we will learn about tips for finding budget-friendly toddler outfits at thrift stores, and best places … Read more
Understanding Dropout Risks Among Poor Toddlers in India India’s vibrant socio-cultural fabric is deeply intertwined with its youth, yet millions of children, particularly toddlers from underprivileged backgrounds, face daunting dropout risks that threaten their futures. Addressing this issue is not just a social imperative—it is a personal call to every parent and investor to take … Read more
Children’s Language Skills Impacted by Screen Time IntroductionScreens are now a ubiquitous part of modern life, shaping how we communicate, learn, and even unwind. While these devices provide access to vast knowledge and entertainment, they also pose challenges—especially for young, impressionable minds. For parents, the question is pressing: Is screen time harming your child’s ability … Read more
How Investments in Education Change Lives? Breaking the Cycle of Poverty Through Education Every child deserves the chance to dream, learn, and grow. But for millions of children in India and across the world, poverty acts as a cruel barrier to these basic rights. This is where ourfinocracy.com comes into play. By investing in educational … Read more
The Pre-schooling Challenge: Empowering the Poor and Middle-Class Families Why is Pre-schooling Vital for Child Development? because Education forms the backbone of a prosperous society, yet millions of children from poor and middle-class families are deprived of quality pre-schooling. Early childhood education is crucial, as it lays the groundwork for lifelong learning and success. Unfortunately, … Read more
The Stunted Growth of Kids in India: A Call for Urgent Action Introduction The Question of Can Stunted Growth Be Reversed? becomes very important to think about as we know Every child deserves the chance to grow, learn, and thrive, yet millions of children in India face a stark reality—stunted growth caused by poverty and … Read more
Lack of Children’s Health Insurance Age Up to 5 Years for Emergencies in India Introduction The early years of a child’s life are pivotal for their development, yet millions of children in India under the age of five remain uninsured for health emergencies. Without access to health insurance, families face financial turmoil, and children risk … Read more