Education inflation in India has emerged as a silent financial crisis that most parents discover too late. What was once a manageable expense has transformed into a multi-decade financial commitment that requires strategic planning and disciplined investing. The reality of education inflation is far more severe than most families realize, with costs rising at 2X … Read more
In today’s rapidly evolving financial landscape, teaching children about money management from an early age has become more crucial than ever. A well-structured allowance policy serves as the foundation for developing financial literacy and responsibility in Indian children. With the Indian economy growing and financial products becoming more complex, equipping the next generation with sound … Read more
UPI frauds targeting young children are rising as digital payments grow. Protect your toddler with pre-commit rules, tap-to-pay disable, app locks, and daily transaction limits. Maintain spending diaries to detect fraud. The fintech industry must address the toddler-safety gap with better child protection features in payment apps. Overall we should know about how to protect … Read more
Minor KYC and account conversion when your child turns 18 is a crucial financial milestone that many Indian parents overlook until it becomes urgent. When your child reaches adulthood, all financial accounts opened in their name as a minor must undergo mandatory conversion to major status following Reserve Bank of India guidelines. This process involves … Read more
Welcoming a baby brings immense joy but also significant financial responsibilities that many new parents underestimate. An emergency fund specifically for your baby isn’t just a luxury—it’s an absolute necessity in today’s unpredictable world. Unlike regular emergency funds, a baby-specific emergency fund must account for unique expenses like sudden medical treatments, specialized formula, emergency childcare, … Read more
Pre-school Fee Hike: Quick Action Guide How to Challenge Unreasonable Fee Hikes: File complaints with Child Rights Commissions, document all communications, join parent groups, and reference regulations like Delhi’s Fee Act (penalties up to Rs 10 lakh for violations). School fee Appeal Letter: Write respectful requests detailing your situation, asking for fee justification, and proposing … Read more
Toddler Healthcare Cost Inflation India 2025 Healthcare cost inflation for toddlers in India has reached alarming levels, with medical expenses rising at 14% annually – nearly double the general inflation rate. This unprecedented surge in pediatric healthcare costs is creating significant financial pressure on Indian families, making it increasingly challenging to provide quality medical care … Read more
Choosing the right savings account for your newborn is more than money – it’s the first step towards securing their future. So it will be important to know about Sukanya PPF RD or NPS Vatsalya – Which is Right ?,Pros and Cons of Sukanya PPF RD & NPS Vatsalya, SIP Calculator and Sukanya vs PPF … Read more
Introduction India is the land of festivals, where every month brings a reason to celebrate — Diwali, Eid, Raksha Bandhan, Christmas, Onam, Pongal, weddings, or birthdays. Festivals are about joy, lights, gifts, and food, but they also bring expenses. Many families overspend during these celebrations, leading to stress, last-minute loans, or dipping into savings. But … Read more
Introduction In today’s India, digital payments have become a part of everyday life. Whether it is buying groceries or paying school fees, people prefer UPI (Unified Payments Interface) because it is fast, safe, and simple. According to NPCI reports, UPI crossed 14 billion monthly transactions in 2024, making it the most used digital payment system … Read more