Introduction The first five years of a child’s life are the most crucial for brain development, cognitive growth, and lifelong learning ability. In India, the government has launched the NIPUN Bharat Mission under the National Education Policy (NEP) 2020 to ensure that every child achieves Foundational Literacy and Numeracy (FLN) by Grade 3. For children … Read more
Introduction: Why Pocket money system for Indian children Pocket money in India is no longer just about giving kids a few rupees for snacks. It has transformed into a powerful tool for teaching financial literacy, especially in a country where only 27% of people are financially literate (NCFE data). From ₹125 in 1998 to an … Read more
This long-form guide explains the difference between a guardian-operated account and a self-operated minor account in India. It answers why the rules changed recently, what each account allows, the risks and benefits, how banks implement the rules, and what is the rbi guidelines for minors, KYC and documentation required for minor and guardian operated account, … Read more
If your child keeps asking for money to recharge their phone, buy snacks at the canteen, or pay for coaching classes, you no longer need to hand over cash or share your UPI PIN. UPI Circle lets you safely give your child controlled UPI access from your own bank account. Think of it as a … Read more
NPS Vatsalya Scheme 2025: A Complete Guide for Indian Parents 🌟 Why NPS Vatsalya Matters for Your Child’s Future Every parent dreams of securing their child’s future—whether it’s higher education, marriage, or a comfortable retirement. But what if you could start building a retirement fund for your child right from birth? That’s exactly what the … Read more
Discover how our Pediatric Medical Cost Calculator empowers parents to budget confidently for their child’s healthcare expenses. As a parent myself, I understand the financial anxiety that comes with unexpected medical bills. That’s why we created this tool—to give you clarity and control over your family’s health spending. 💰 Why Budgeting for Child Healthcare Is … Read more
Navigating the vaccination cost for babies in India can be overwhelming, but understanding your options—and knowing that many essential vaccines are provided for free by the government—can help you plan effectively for your little ones health. From newborn vaccinations to budget-friendly choices, this guide is your go-to resource for ensuring your baby gets the best start in life!
Starting early financial planning for your child not only lays the groundwork for their future security but also cultivates essential money management skills that will benefit them for a lifetime. By introducing financial concepts from a young age, you empower your child to make informed decisions about saving and investing as they grow.
The Financial Challenges of Diaper Need and Budget-Friendly Solutions For parents with young children (ages 0–5), diapers are a non-negotiable expense. In India, the cost of diapering can be significant, especially for families with limited income. This article breaks down the financial impact of diaper needs and provides practical, budget-friendly solutions to help parents manage … Read more
Affordable toddler clothing options for budget-conscious parents Picture this: You’ve just bought your toddler a set of adorable clothes, only to find that within weeks, they’ve either outgrown them or stained them beyond repair. Sound familiar? In this session we will learn about tips for finding budget-friendly toddler outfits at thrift stores, and best places … Read more